Instant Bank Payments Are Now Live on Digistore24

Your checkout isn't just where buyers pay—it's one of your biggest conversion tools.

Today’s buyers expect payment flexibility. They want to choose payment methods they already know and trust, and those preferences are continuously evolving across different markets and customer segments.

That's why we've added instant bank payments to Digistore24.

Buyers can now pay directly from their bank account, giving them another trusted way to complete checkout. And because we know optimization should happen behind the scenes, this feature will automatically be enabled across eligible products.

Better payment choice. Less friction. No extra setup required.

What Are Instant Bank Payments?

Instant bank payments allow buyers to complete a purchase directly through their bank. The process is simple:

1. Buyers select instant bank payments at checkout.
2. They log into their bank.
3. They approve the transaction.

That's it. No card details required—it’s fast, familiar, and secure.

Every transaction is also authenticated directly through the buyer's bank before it's completed, creating a stronger foundation from the start.

Why Payment Choice Matters

Checkout performance isn't just about what happens before a buyer reaches the order form. It's also about what happens once they're ready to purchase.

Every additional moment of friction creates another opportunity for a buyer to leave. And sometimes that friction is surprisingly simple: buyers don't all want to pay the same way.

Some buyers prefer bank payments. Others may have a temporarily blocked card despite having funds available. But in most cases, buyers will simply gravitate toward payment methods they already recognize and trust.

The goal isn't to replace existing payment methods. It's to give buyers another path to completing checkout. Adding another trusted payment option creates more opportunities for buyers to complete purchases they already intended to make.

Because sometimes the difference between a completed transaction and an abandoned checkout isn't purchase intent at all—it's payment preference.

It’s Built to Be Effortless

Instant bank payments have been built directly into Digistore24, so you can benefit from them without rebuilding your offers, changing your setup, or managing another integration.

It Works Across All Offer Types

Instant bank payments support:

✓ One-time purchases

✓ Subscriptions

✓ Installment plans

No changes to your products needed.

It’s Already Enabled

No manual update required. Digistore24 automatically enables new payment methods so brands can benefit immediately—without any additional setup.

And if you'd prefer not to offer instant bank payments on specific products, you can just disable them in your account settings at any time. But for most online sellers, the right move is simple: leave it enabled and let buyers choose the payment method that works best for them.

Why We Roll Out Improvements Like This

At Digistore24, we don't believe online sellers should have to manage every shift happening across the payments landscape themselves.

Buyer expectations change. Payment preferences evolve. New technologies emerge. Keeping up with those changes manually creates unnecessary operational work. That's why we continuously invest in the infrastructure behind the checkout experience.

When an improvement can help buyers complete purchases more easily, our goal is to make it available in a way that doesn't create additional work for sellers. That philosophy is built into how our instant bank payments have been launched.

There's nothing to install, no separate integration to manage, and no need to redesign your offers. This feature is automatically enabled because checkout optimization should happen behind the scenes—not become another task on your to-do list. And as buyer behavior continues to evolve, we'll continue improving the systems that support your checkout experience.

That allows you to stay focused on growing your business while we continue optimizing the infrastructure behind your checkout.

Why We Test Before We Roll Out

At Digistore24, new payment methods aren't introduced simply because they're available. Every addition is evaluated before it's rolled out more broadly.

“We split test every payment method before enabling it at scale," says Harish Kumar, our Payments Product Manager at Digistore24. “[And] one thing became very clear: when buyers see a payment method they recognize and trust, conversion increases—even if they ultimately choose another option."

That insight continues to shape how we approach checkout optimization. We’re not adding complexity or creating an endless list of payment options. We’re introducing payment methods buyers already trust and making them available in ways that improve checkout performance for our brands.

One More Way to Improve Checkout Performance

Instant bank payments are now live on Digistore24 and will be enabled automatically across all eligible products. Because we know checkout optimization isn't one big breakthrough.It's hundreds of small improvements that collectively make it easier for buyers to say yes.

And adding instant bank payments is simply the latest addition to that strategy.

Want the Bigger Picture?

Instant bank payments are just one part of Digistore24's broader investment in checkout performance.

Read more details to see how buyer behavior, payment choice, and data-driven testing are shaping the future of our Digistore24 checkout experience—and why checkout optimization will continue to be a major growth lever for online brands.