Scale Revenue. Not Chargeback Risk.

Every transaction on Digistore24 is screened before payment is processed. Aggregated fraud data going back to 2012, pre-transaction credit checks, and real-time blacklist comparison work together to keep credit card chargeback rates below 0.1% across the platform. All of it is built into the standard fee.

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How it Works

Fraud Prevention

Fraud protection runs in two stages. Before payment is debited, every order is checked against Digistore24's aggregated transaction blacklists and credit bureau data via Creditpass and Schufa. After payment, post-transaction monitoring tracks patterns that suggest fraudulent activity: unusual click-to-conversion ratios, multiple conversions from the same IP, and velocity anomalies. Buyers whose payment-to-chargeback ratio reaches 1:2 are added to the internal blacklist automatically.

Pre-transaction credit checks. Every order passes through credit bureau screening and blacklist matching before payment is debited. High-risk transactions are blocked before a charge is applied.
Aggregated data since 2012. Fraud signals are matched against over a decade of transaction history. The model sharpens with every sale processed through the platform.
Included in the standard fee. Fraud protection is not an add-on. It is built into Digistore24's standard 7.9% + $1 transaction fee with no separate cost or setup required.

Main Benefits

More Sales. Less Risk.

Fraud protection that scales with your volume, at no extra cost.

01
Screen Every Transaction Automatically
Pre-transaction checks against credit bureau data and aggregated blacklists run on every order. High-risk buyers are blocked before a single fraudulent charge reaches your account.
02
Multi-Layer Post-Transaction Monitoring
After payment, automated monitoring tracks velocity patterns, IP clustering, and conversion anomalies. Suspicious activity is flagged and blacklisted before it becomes a pattern.
03
Pay Nothing Extra for Full Protection
Fraud screening, blacklist matching, and post-transaction monitoring are all included in the standard transaction fee. No add-ons, no separate billing, no protection gaps.

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Ready to Grow Without the Risk?

The fraud screening that runs on every Digistore24 transaction is the same system trusted by 300+ sellers who have built $1M+ businesses on the platform. Scale up with confidence. The protection keeps pace.